321 Homes
Members
 
Getting Started

Where do I start?
What are the subscription benefits?
What kind of properties do you offer?
I am looking for a specific property. Where can I find it?
Is signing up a long term commitment?
How do I cancel?
 
Foreclosures (Basics)

What are Foreclosures?
What are types of Foreclosures?
Are there any drawbacks?
What is an Auction Foreclosure?
What is a Pre-Foreclosure?
What is a Bank Foreclosure?
 
Foreclosures (Expanded)

What is Mortgage Foreclosure?
What is Trust Deed Foreclosure?
 
Buying Foreclosures (Basics)

Can I make money with Foreclosures?
Do I need a Reatlor to buy Foreclosures?
Where do I find cash to buy Foreclosures?
How do I buy different types of Foreclosures?
 
Buying Foreclosures (Expanded)

What are Hard Money Lenders?
What is Subject To? How does it work?
What is a Short Sale? How does it work?
 
Foreclosure Questions

Why can’t I find Foreclosure deals?
Am I taking advantage of someone in Foreclosure?
How do I buy Foreclosures with no Credit or Down Payment?
Can Banks call a loan due?
Are there any drawbacks?

You should be aware that foreclosure properties are sold in "as is" condition. That means that neither the owner, foreclosure attorney, lender, government agency, nor their agents are required to do any property repairs. You should therefore expect and be prepared to fix up the property, either by yourself or by hiring a contractor. Occasionally, REO properties, especially VA homes, may have had some repairs or cosmetic work done to them, and in that case, you are buying that work too, like it or not, so the "as is" principle still applies.

Another point is to arrange for your financing in advance of your foreclosure purchase. Then you can bargain with the owners from a position of strength. Contact your lenders or partners to negotiate and settle on the terms and conditions of your financing so that you will be prepared to complete the purchase once you negotiate a good deal with the owners. Read more inside our Members Section
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